Terms and conditions

Terms and conditions

Effective Date: June 13, 2026

These Terms and Conditions ("Terms") govern the use of the products and services offered by Cogrant, MB ("MB Cogrant", "Cogrant", "we", "us"), a company registered in the Republic of Lithuania, through its website www.cogrant.eu and related platforms (together, the "Platform"). By using the Platform or purchasing any product or service, you ("User", "Customer", or "you") agree to these Terms. If you do not agree, you must not use the services.

Cogrant, MB Registration code: 307112528 VAT code: LT100019014915 Registered address: Vingrių g. 1-101, LT-01118 Vilnius, Lithuania Email: info@cogrant.eu

1. Description of Services

Cogrant provides the following:

  • Funding Report — a personalised digital report that identifies and assesses funding opportunities for the Customer based on the information they provide, generated specifically for the Customer and delivered electronically as a one-time purchase.

  • Cogrant Search — a digital platform where Users can discover and track public and private grant opportunities based on submitted company data.

  • Proposal drafting and consulting services — optional services using AI-assisted tools and expert input.

Cogrant may update, improve, or discontinue services at its sole discretion and without prior notice, where legally permitted.

2. Who Can Buy and Account Access

  • Customers must be at least 18 years of age, or legally represent an entity, to purchase products or register an account.

  • These Terms apply both to businesses and to consumers (private individuals acting outside their trade, business, or profession). Where a provision applies only to consumers, this is stated expressly.

  • Users are responsible for maintaining the confidentiality of their login credentials and any activity occurring under their account.

  • Users agree to provide accurate and complete information and to keep it up to date.

3. Purchases, Payment and Delivery

  • Purchases are processed through our third-party payment provider, Stripe. By purchasing, you also agree to Stripe's applicable terms.

  • Payment for the Funding Report is taken as a one-time charge before the report is generated. Generation begins after successful payment and your checkout confirmation.

  • The Funding Report is delivered electronically. Access is provided only after payment has been confirmed by the payment provider; content is not made available before confirmed payment.

  • Subscription services (where offered) are billed in advance and renew automatically unless cancelled before the next billing date.

4. Prices, VAT and Taxes

  • Prices shown to consumers are inclusive of applicable VAT. Prices shown to businesses may be displayed exclusive of VAT, with VAT added at checkout where applicable.

  • VAT is determined, calculated, and collected through Stripe Tax based on your location, in accordance with applicable Lithuanian and EU VAT rules. Where required, VAT is charged at the rate of the customer's country of residence.

  • You are responsible for providing accurate location and, for businesses, valid VAT identification details where requested.

5. Consumer Right of Withdrawal (Digital Content)

If you are a consumer, you normally have a 14-day right to withdraw from a distance purchase under the EU Consumer Rights Directive (2011/83/EU) as transposed into Lithuanian law.

For digital content supplied immediately and not on a tangible medium — including the Funding Report — this right does not apply once supply has begun, provided that at checkout you:

  • gave your prior express consent for generation/supply to begin before the end of the 14-day withdrawal period; and

  • acknowledged that you would thereby lose your right of withdrawal.

If supply has not begun, you retain your withdrawal right and may cancel for a full refund. Full details are in the Refund Policy. Nothing in these Terms limits any non-waivable statutory rights you have as a consumer.

6. Refunds and Cancellations

  • The Funding Report is non-refundable once generated, except where it is defective or does not function as described, in which case we will correct, re-deliver, or refund as set out in the Refund Policy.

  • Subscriptions may be cancelled at any time to prevent future charges; refunds are considered only under the conditions in the Refund Policy.

  • Proposal drafting and consulting services are non-refundable once the deliverable has been sent to the Customer, regardless of outcome.

All refunds and cancellations are governed by the separate Refund Policy, which forms part of these Terms.

7. Use of AI-Generated Content

  • Content generated through the Platform, including the Funding Report, funding suggestions, and proposal drafts, may be produced using artificial intelligence tools.

  • Cogrant does not guarantee the accuracy, completeness, or suitability of any AI-generated content, nor the approval or funding of any application.

  • Customers are solely responsible for reviewing, proofreading, verifying, and adapting any content before relying on it or submitting it to any authority, partner, or third party.

  • Cogrant assumes no responsibility for decisions or outcomes based on unverified content.

8. Customer Responsibilities

By using the Platform, you agree:

  • to provide accurate company or organisation information;

  • to verify your eligibility for any grant or funding opportunity;

  • to review and validate all content before relying on or submitting it;

  • to comply with applicable laws, regulations, and funding body requirements.

Cogrant is not liable for missed deadlines, disqualifications, or funding rejections resulting from customer error, ineligibility, or use of unreviewed material.

9. Intellectual Property

  • All content, technology, and tools made available by Cogrant remain the intellectual property of Cogrant, MB or its licensors.

  • Upon full payment, the Customer receives a licence to use the delivered Funding Report for their own funding purposes. Other outputs and tools may be used solely for internal purposes unless otherwise agreed in writing.

10. Data Protection

  • Personal data is processed in accordance with the Privacy Policy and applicable laws, including the EU General Data Protection Regulation (GDPR).

  • Cogrant does not use customer data to train AI models unless explicitly agreed.

11. Limitation of Liability

  • Services are provided on an "as is" and "as available" basis.

  • To the maximum extent permitted by law, Cogrant disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and accuracy.

  • Cogrant's total liability for any claim shall not exceed the total fees paid by the Customer for the affected product or service during the previous 3 months.

  • Nothing in this section excludes or limits liability that cannot be excluded or limited under applicable law, including mandatory consumer rights.

12. Termination

Cogrant may suspend or terminate a User's access:

  • for breach of these Terms;

  • if required by law;

  • for security or operational reasons.

Users may terminate their account by written request. Termination does not entitle the User to a refund for products or services already delivered.

13. Governing Law and Disputes

  • These Terms are governed by the laws of the Republic of Lithuania.

  • Any disputes shall be resolved in the courts of Vilnius, Lithuania.

  • Consumers may also use the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr and retain the protection of the mandatory laws of their country of residence.

14. Changes to Terms

Cogrant reserves the right to amend these Terms at any time. Updated versions will be posted on www.cogrant.eu with a revised effective date. Continued use of the services after an update implies acceptance of the revised Terms.

15. Contact Information

Cogrant, MB Email: info@cogrant.eu Website: www.cogrant.eu